Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Posted: July 19, 2020

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...

Planning Your Driving Route For Maximum Efficiency

Posted: July 16, 2020

Whether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to travel is not always “as the crow flies,” or the...

What To Do When Your Car Overheats

Posted: July 14, 2020

As outside temperatures climb during the warm summer months, temperatures inside your vehicle’s engine bay can near 200 degrees. In that type of heat, it’s important to keep your engine cool. Your car’s cooling system is usually up to the task. But if the needle of your temperature gauge rises or you spot steam coming from under your hood, your car could be overheating. When...

Is My Small Business Big Enough For Key Person Insurance?

Posted: July 4, 2020

Any business, large or small, may need key person (key man) insurance. If you are starting with a small business, your focus is likely to be on pressing matters, such as getting your product or service out, hiring the right people, managing your expenses, and paying the bills. Buying key person insurance may not be the most urgent item on your agenda, but it can...

Does My Auto Insurance Cover My Trailer?

Posted: July 1, 2020

Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash. But what about car accessories such as utility or travel trailers? If you own a trailer, is it automatically covered under the same policy? The answer, generally speaking, is that most auto insurance policies will provide liability coverage for a...