• About
    Us
    • About Drake Insurance
    • Meet Our Staff
    • Our Insurance Carriers
  • Auto, Home &
    Personal Insurance
    • Auto Insurance
    • Boat & Marine Insurance
    • Condominium Insurance
    • Flood Insurance
    • High Net Worth Coverage
    • Homeowners Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • – View All Personal
  • Business
    Insurance
    • Business Interruption Insurance
    • Business Owners Package Insurance
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • General Liability Insurance
    • Manufacturers Insurance
    • Professional Liability (E&O) Insurance
    • Surety Bonds
    • Workers’ Compensation Insurance
    • – View All Business
  • Life
    Insurance
    • Individual Life Insurance
    • – View All Life
  • Policy
    Service Center
    • Online Billing & Payments
    • File A Claim
    • Certificate of Insurance Request
    • Policy Change Request Form
    • Auto ID Card Request Form
    • Insurance Resources
    • – View All Policy Service
  • Insurance
    Blog
  • Contact
    Us
    • Dauphin Location
    • Refer a Friend
    • Meet Our Staff
    • Secure Contact Form
Drake Insurance

Insuring Dauphin
and All of Pennsylvania
Call (717) 921-2816

Home / Fall Home Checklist: Protecting Your Property Before Winter Hits

Fall Home Checklist: Protecting Your Property Before Winter Hits

Posted by Drake Insurance on November 13, 2025

gutters filled with leaves

When fall is in the air, it is the perfect reminder that winter is just around the corner. Preparing your home now for colder weather can help you avoid costly damage and keep your property safe. Taking proactive steps in the fall can protect your investment and give you peace of mind, knowing you are ready for whatever winter brings. This practical fall home checklist can help you safeguard your property.

Seal Air Leaks

Drafty windows and doors can make your home less comfortable and increase heating costs. Look for cracks or gaps in caulking and weatherstripping and repair or replace as needed. Sealing leaks saves energy and helps keep moisture and pests outside. 

Inspect and Clean Gutters and Downspouts

Colorful, falling leaves can clog your gutters and downspouts, causing water to back up and damage your roof, siding, or foundation. Clean out any debris and ensure water flows freely away from your home. Installing gutter guards can help minimize buildup.

Service Your Furnace

Before temperatures drop, have your furnace or heating system inspected. A professional can replace filters, clean components, and ensure it is running safely and efficiently. Routine maintenance can help prevent a breakdown when the weather is cold.

Drain Your Water Heater

Sediment buildup can cause clogs in your water heater. Draining it once a year can help remove sediment and keep it running efficiently. Check manufacturer instructions or contact a professional for help. 

Check Smoke and Carbon Monoxide Detectors

Fall is the perfect time to inspect smoke alarms and carbon monoxide detectors to ensure they are working properly. Replace the batteries at least once a year and test smoke detectors once a month. 

Clean Chimneys

Have a professional clean and inspect your fireplace and chimney before lighting a fire to take the winter chill away. If you have a gas fireplace, it is still important to inspect the chimney and flue for blockages and the gas lines and vents for leaks. 

Shut Down Exterior Faucets

When temperatures dive, water left in exterior pipes can freeze and cause them to burst. Before winter arrives, disconnect and drain outdoor hoses and shut off exterior water lines if possible. Insulate exposed pipes in unheated areas as a preventative measure.

Check Your Roof

The roof of your home is the first line of defense against snow, ice, and wind. Do it yourself or hire a professional to inspect for cracks, curling, or missing shingles. Address any needed repairs promptly.

Winterize Your Yard

To prepare your yard for winter, rake leaves, fertilize the lawn, and cover patio furniture. Clean and store mowers and other lawn equipment. Trim any overhanging tree branches that could break under the weight of snow or ice and damage your roof or power lines.

Review Your Homeowners Insurance with One of Our Drake Insurance Agents

Winter storms can bring unexpected challenges, even with the most thorough preparation. Review your homeowners policy in the fall to ensure you are covered for common risks, such as burst pipes, fallen trees, and roof damage. Our knowledgeable agents can help you identify any gaps and recommend coverage to best protect your property at the most affordable rates. Contact us today at (717) 921-2816.

Filed Under: Uncategorized

Dauphin Insurance Quotes

  • This field is for validation purposes and should be left unchanged.

ABOUT US

  • About Us
  • Meet Our Staff
  • Our Insurance Carriers

INSURANCE

  • Auto, Home, & Personal Insurance
  • Business Insurance
  • Life Insurance

POLICY SERVICE

  • Policy Service Center
  • File A Claim
  • Online Billing & Payments
  • Policy Change Request

CONTACT US

  • Drake Insurance
    • 1262 Peters Mountain Road
      Suite A
    • Dauphin, Pennsylvania 17018
  • Phone: (717) 921-2816
  • Fax: (717) 921-8943
1262 Peters Mountain Road Suite A Dauphin PA 17018
Google Maps (opens in new tab)Yelp (opens in new tab)Facebook (opens in new tab)LinkedIn (opens in new tab)RSS (opens in new tab)
Drake Insurance Provides Auto/Car Insurance, Home Insurance, and Business/Commercial Insurance to All of Pennsylvania, Including Dauphin, Duncannon, and Liverpool.
© Copyright 2025, Drake Insurance | Privacy Statement | Accessibility Statement | Login
BrightFireInsurance Agent Marketing(opens in new tab)